Professor Grossman’s research focuses on electronic payments and bank deposits. He has authored multiple commissioned research reports and delivered presentations on interchange fees, the financial impact of debit and credit card regulations, and the role of private deposit insurance within banking. His research also explores payment acceptance costs for small businesses and the economic contribution of natural resources to local economies.
Selected Published Commissioned Research:
- Deposit Insurance (American Share Insurance) May 2026
- Future Harm from New Credit Card Regulations (America’s Credit Unions) January 2024
- Aging and Banking (Charlie) January 2024
- The Harmful Impacts of Removing Sales Tax from Interchange Calculations (CUNA) October 2023
- 2023 Mobile Deposit Benchmark Report (Mitek) August 2023
- The True Impact of Interchange Regulation (CUNA) July 2023
- How Social Issues Impact Americas’ Financial Lives & Relationships (Acxiom) March 2023
Other Research Projects
- Cost of payments in small business restaurants 2026
- Economic contribution of lakes in Kosciusko County 2026-2027
- Development of an analytics driven financial health score (Cornerstone Advisors) 2023-2024
- Led research for a national study of retail deposit trends (FICO-3 Years) 2019-2022
- Financial wellness success indicators for predictive scoring (FICO) 2021-2022
- Product innovation research: consumer panels & focus groups (Bank of America) 2012-2013
- Ethnographic research of individual and family saving patterns (Bank of America) 2012
