Private Loans
ISM Marketplace
Why ISM Marketplace
Disclosure Statement
Instantly and accurately compares rates and terms from 8 private loan lenders side-by-side with one credit check
Detailed listings of APRs, interest rates, total cost, monthly payments, borrower benefits, fees and repayment options displayed
Each lender available to you in the ISM Marketplace meets the following criteria:
Commits to presenting upfront, accurate pricing information
Only offers school-certified loans
Provides an online application process for students seeking a loan
Remains in good regulatory standing
Products from both national and local lenders compared
cuStudentLoans
Lender Code 911007
Why cuStudentLoans
Disclosure Statement
Zero Origination Fees for qualified student borrowers
Competitive Interest Rates and with good grades get even lower rates
1% Interest Rate Reduction once 10% of the loan principal is repaid during the full repayment period
30-Day No-Fee Return Policy allows you to cancel the loan if you find a better option
Cosigner Release available after 24 consecutive on-time principal and interest payments
Collegiate Custom Choice Loan®
Lender Code 911304
Why SunTrust
Disclosure Statement
Fixed or Variable Interest Rate – You Choose
Multiple repayment options - Customize your loan
No repayment penalties
Online application with E-Signature available
1% reduction to your principal balance upon graduation
0.25% rate reduction for automatic payments
Applying with a creditworthy cosigner might help you qualify for a lower rate
Union Federal Private Student Loan
Lender Code 907798
Why Union Federal
Disclosure Statement
Competitive rates starting as low as LIBOR + 2.06%
Zero fees
Choice of multiple repayment options and terms
No repayment penalties
Online application with E-Signature available
0.25% rate reduction for making on-time payments
0.25% rate reduction for automatic payments
Cosigner release after 36 on-time payments
Applying with a creditworthy cosigner might help you qualify for a lower rate
Discover Student Loans
Why Discover Student Loans
Disclosure Statement
Interest Rate: Fixed Interest Rates as low as 6.79% APR
Variable Interest Rates as low as 3.25% APR
Minimum Loan Amount: $1,000
Halftime Enrollment Required
Satisfactory Academic Progress Required
Deferment of Loan Payments: Automatic in-school deferment while enrolled at least half-time. Payments can also be deferred while on active military duty (up to 3 years) or in public service with certain organizations (up to 3 years)
Repayment Benefits: 0.25% Auto Debit Reward; 2% Graduation Reward (on variable interest rate loans only)
Wells Fargo
Lender Code 807176
Why Wells Fargo
Disclosure Statement
No payments during school
Easy online application with quick credit decision
Choose fixed or variable interest rate
Variable rate as low as 3.40% APR as of May 1, 2011
(Prime* + 0.25%, to Prime + 6.74%)
Reduce interest rate up to 1.00%
No application, origination, or early repayment fees
Applying with cosigner helps ensure lowest interest rate and fastest approval process